Credit Manager

Are you ready to write your next chapter?

Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day. When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we work and making the way millions of people pay easier, every day.

What makes a Worldpayer? It’s simple: Think, Act, Win. We stay curious, always asking the right questions to be better every day, finding creative solutions to simplify the complex. We’re dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we’re determined, always staying open - winning and failing as one.

We’re looking for a **Credit Manager** to join our ever evolving **Legal, Risk, Compliance & Audit** team to help us unleash the potential of every business.

Are you ready to make your mark? Then you sound like a Worldpayer.

**About the team**

The Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk. We are a dynamic and diverse team providing a significant positive impact for our stakeholders.

**What you’ll own**

Provides analysis and interpretation of the customers’ financial status for proper evaluation of risk and the establishment of proper credit limits.

The primary responsibility of the Worldpay Credit team is to review larger credit risk exposure accounts to ensure the merchant’s credit fundamentals are adequate in relation to the potential exposure generated from the payment processing relationship. As a Credit Manager, you will perform thorough financial analysis on new merchant opportunities and merchants in our existing portfolio, while collaborating with internal and external partners to mitigate risk to Worldpay.
- Performs extensive analysis on a variety of financial statements and provides supportable credit recommendations
- Effectively evaluates complex issues, considering and prioritizing a variety of factors while adequately mitigating risk
- Establishes appropriate credit limits and collateral, when appropriate
- Communicates effectively and professionally with internal and external clients
- Exercises sound judgment in assessing potential regulatory and reputational risks
- Monitors and communicates credit concerns to management
- Other related duties assigned as needed.

**Where you’ll own it**

You’ll own it in our **Sydney** - **APAC **hub**. **With hubs in the heart of city centers and tech capitals, things move fast in APAC. We pride ourselves on being an agile and dynamic collective, collaborating with different teams and offices across the globe.

**What you bring**
- Degree in finance, accounting or similar formal credit training with at least 5-10 years of experience
- Extensive experience with financial analysis and financial analysis software
- Effective communication skills and attention to detail
- Strong work ethic and strong sense of ownership
- Ability to creatively solve problems and achieve company objectives
- Time management and flexibility
- Knowledge of merchant acquiring services

**Worldpay perks - what we’ll bring for you**

We know it’s bigger than just your career. It’s your life, and your world. That’s why we offer global benefits and programs to support you at every stage. Here’s a taste of what you can expect.
- A competitive salary and benefits.
- Time to support charities and give back to your community.
- Parental leave policy.
- Global recognition platform.
- Virgin Pulse access.
- Global employee assistance program.

**What makes a Worldpayer**

At Worldpay, we take our Values seriously, and we live them every day. Think like a customer, Act like an owner, and Win as a team.
- **Curious. Humble. Creative**. We ask the right questions, listening and learning to get better every day. We simplify the complex and we’re always looking to create a bigger impact for our colleagues and customers.
- **Empowered. Accountable. Dynamic**. We stay agile, using our initiative, taking calculated risks to progress. Never standing still, never settling, we work at pace to achieve our goals. We champion our ideas and stay flexible to make them happen. We know that every action adds up.
- **Determined. Inclusive. Open.** Unlocking potential means working as one global community. Our work spans borders, and we stay united by our purpose. We collaborate, always encouraging others to perform at their best, welcoming new perspectives.

Does this sound like you? Then you sound like a Worldpayer.

To find out more about working with us, find us on LinkedIn.

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**Job Types**: Full-time, Permanent

Pay: $90,000.00 - $180,000.00 per year

Schedule:

- Monday to Friday

Supplementary Pay:

- Performance