Ratings Associate

Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.

**Role**:
**We are looking for a Rating Associate to join our Financial Institutions Group covering banks and non-bank financial institutions.**

**What's in for you?**
Have you ever wondered how one determines the credit rating of an organization?

What goes behind the scenes with the various methodologies that enables us to promote clarity, knowledge and visibility in the global community?

How you can join us to perform holistic evaluations of credit risk by integrating credit inputs and working along side a global and diverse team? What are the sustainability considerations behind decisions we make?

If this sounds like a role that intrigues you and can open the world of Finance/Analytics/ESG for you, this might just be the right opportunity for you.

**What makes us an attractive employer?**
In addition to being part of an intellectually stimulating environment, where your views and opinions matter, we provide competitive benefits such as a hybrid working environment that help employees balance their work life balance, medical insurance, employee assistance program and summer/winter half day programs. We also offer education assistance program to support your further education.

**What makes us a happy team?**
What has also been interesting for the team is the opportunity to communicate with different people from different sectors such as issuers, investors and industry experts and in the course of doing that, enables one with various learning opportunities and ability to broaden their horizons.

We take corporate social responsibility very seriously. As such we have a number of volunteer programs that will help you make a true difference in our community and society.

**How does a day of a Ratings Associate looks like? (Responsibilities)**
- Support senior analysts in credit analysis related to ratings, research and outreach activities.
- Monitor credit quality and issuer and/or portfolio trends by following market developments, analyzing issuer reporting, and engaging with issuers directly for follow-up clarification and information.
- Interpret and analyze relevant financial data and other credit inputs.
- Contribute to research strategy, including idea generation and preliminary drafting.
- Attend investor briefings and issuer meetings as required and support preparation of discussion materials.
- Provide clear, concise and constructive guidance in the delegation of work to supporting teams.

**Experience / Qualifications**:

- A minimum of 1-2 years of experience working in a relevant field or recent graduates with relevant intern experience.
- Undergraduate degree required with graduate/second-level degree (Masters, MBA, etc.) preferred
- Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent, or relevant work experience is preferred)
- Excellent verbal, written communication and interpersonal skills
- Ability to work effectively and collaboratively in a team environment
- Strong organizational skills, attention to detail and ability to prioritize tasks accordingly
- Some understanding of fixed income markets and/or credit knowledge is preferred

**Additional Experience**
- Economic research or relevant credit research experience preferred
- Strong knowledge of macroeconomic principles and financial institutions
- Financial/statistical research capabilities

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Job ID 2950
- ABOUT COMPANY
- Moody's
- New York, United States
14000 Employees Information Services

About Moody's In a world shaped by increasingly interconnected risks, Moody’s helps customers develop a holistic view of these risks to advance their...