Aml, Ctf

**Overview**

In this role you will be responsible for enhancing, monitoring, and ensuring robust risk management with the relevant regulatory requirements across all MPMS jurisdictions. This role will work closely with internal departments and senior management to ensure that the policies are effectively integrated into our operations and culture. The role will heavily focus on reviewing and assessing Financial Crime and AML/CTF programs, policies and procedures to ensure compliance with current and future AML/CTF legislation and business operations.

**Key Accountabilities and main responsibilities**

Strategic Focus
- Contribute to the strategic direction of and execute the ongoing refinement of MPMS AML/CTF and Sanctions strategy in alignment with MUFG Pension & Market Services strategic goals and regulatory requirements.
- Work with various stakeholders to contribute to future state technology roadmap including how to leverage existing technology help detect and mitigate financial crime and drive vendor alignment across jurisdictions.
- Contribute to initiatives for the continuous improvement of AML policies and procedures to enhance effectiveness and efficiency.

Operational Management
- Support and contribute Group wide AML/CTF & Sanctions policy and framework to mitigate risk of financial crime and to ensure regulatory compliance across all jurisdictions.
- Balance regulatory requirements with the best interests of MUFG MPMS and its customers.
- Work alongside compliance managers in the local jurisdictions on implementation of group policy and framework.
- Support the delivery of compliance management plans for AUSTRAC. Work with compliance managers in the local jurisdictions to develop compliance management plans for those jurisdictions.
- Document operational AML/CTF & Sanctions procedures ensuring that we implement a robust control-lead environment to satisfy the requirements of various stakeholders (including internal and external stakeholders and regulators, as applicable).
- Develop regular risk assessments and support to maintain risk profiles for AML controls and processes across all business units and jurisdictions.
- Contribute to the reporting of suspicious activities and regulatory filings.
- Support the coordination with internal audit and external regulators to ensure compliance and address any findings or issues.
- Ensure the advice and guidance to the business, relevant stakeholders and clients (where required) is clear, concise and reliable, adhering to AML regulations and best practice.
- Support and deliver AML procedural training across the 1st & 2nd LOD

People Leadership
- Foster collaboration across departments to ensure a unified approach to AML compliance.
- Promote a compliance culture within the business through training, education and compliance awareness.
- Work closely with global counterparts to develop and adhere to global AML standards, ensuring consistency and alignment across MUFG’s global operations.

Governance & Risk
- Review, assess and update Financial Crime Compliance, AML/CTF programs, policies and procedures to ensure compliance with current and future AML/CTF legislation.
- Provide updates on the Group’s AML position, maintaining an updated register with GRC.
- Identify and mitigate existing and emerging operational risks, ensuring operational business controls are effective and that policies / procedures are clearly defined and adhered to.
- Provide 2nd Line oversight and governance across Financial Crime and AML/CTF policies, processes and procedures.
- Ensure all statutory regulations are adhered to and implement best practice AML/CTF/Sanctions and fraud mitigation processes.
- Support in discussions with regulators, auditors, and industry groups to advocate for best practices and address regulatory concerns.
- Routinely advise on complex issues, recommend solutions to deliver effective and efficient solutions to applicable stakeholders globally.

The above list of key accountabilities is not an exhaustive list and may change from time-to-time based on business needs.

**Experience & Personal Attributes**
- Qualified/ or 5+ years experience within one or more of the disciplines of AML/CTF, Fraud,, Compliance or operational or regulatory risk.
- Proven contemporary AML/CTF experience and understanding / operating within AML/CTF law, preferably within financial services;
- Proven experience in AML/CTF program and policy writing, with excellent attention to detail and legislative interpretation.
- Ability to engage stakeholders within business to positively impact customer outcomes
- Highly developed negotiation, influential and relationship management skills.
- Strong analytical, problem-solving, and informed decision-making capability
- Proven leadership and influencing skills.
- Excellent written and oral communication, and negotiation skills
- Excellent time management, planning and organisational skills
- Advanced risk maturity, including but not limi