
Senior Portfolio Risk Manager
4 days ago
Job Summary:
- Oversee the refinement and execution of underwriting policies to balance risk and drive growth.
Key Responsibilities:
- Monitor and manage portfolios to mitigate credit risk, including chargebacks, refunds, and fees due to insolvency.
- Develop and maintain credit risk models and customer risk scoring to evaluate exposure across merchants and partners.
- Proactively manage credit, reputational, geographic, and other operational risks associated with portfolio performance.
- Work closely with finance teams to establish controls and prevent financial losses.
- Establish clear decision-making reporting on portfolio movements, risks, and opportunities.
- Drive regulatory reporting for merchant portfolios.
- Provide timely and consistent risk decisions (underwriting).
- Collaborate with sales teams and partners to optimize sales and underwriting processes.
- Conduct ongoing due diligence and portfolio risk monitoring.
- Presents credit risk findings and reports to stakeholders and senior management.
Requirements:
- Strong analytical and problem-solving skills.
- Excellent communication and stakeholder management skills.
- Ability to work collaboratively in a fast-paced environment.
- Strong understanding of credit risk management principles.
- Experience working with risk modeling and portfolio analysis tools.
Benefits:
- Competitive salary and benefits package.
- Opportunities for professional growth and development.
Why Join Us?
- Be part of a dynamic team that values innovation and collaboration.
- Contribute to shaping the future of risk management.
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