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Senior Credit Risk Analyst
2 weeks ago
**Senior Credit Risk Analyst Position**
We are seeking a highly skilled senior credit risk analyst to join our team. As a senior credit risk analyst, you will play a critical role in developing and executing credit risk management strategies to drive business growth and performance.
This role requires strong analytical skills and the ability to collaborate with cross-functional teams to create and implement diverse credit products that meet the evolving needs of small-to-medium-sized businesses (SMBs) in various industries.
Key Responsibilities:
- Develop and execute credit risk management strategies to drive business growth and performance.
- Collaborate with Product, Engineering, and Data Science teams to create and implement diverse credit products that meet the evolving needs of SMBs in various industries.
- Build and maintain relationships with balance sheet partners, investors, regulators, and other stakeholders, providing transparent communication on credit performance and risk management.
- Continuously improve the company's credit risk management strategy and policies to align with business objectives and regulatory requirements.
**Requirements**
- 10+ years of relevant experience in credit risk strategy and acquisition underwriting for credit cards or unsecured loans.
- Strong business acumen and extensive experience driving credit risk strategy and acquisition underwriting for credit cards or unsecured loans.
- Direct experience leading the credit strategy analytical life cycle, including strategy formulation using advanced data analytics, A/B testing, P&L evaluation, proposal presentation, strategy implementation, and performance monitoring.
- Proven analytical skills leading and/or conducting sophisticated analysis using customer performance data, bureau attributes, and other third-party variables to solve business problems.
- Demonstrated ability to synthesize and communicate analysis insights and recommendations to business partners and senior management, and drive and/or influence business decisions.
