Risk Decision Specialist
5 days ago
Company Overview:
- We are an outcomes-focused team dedicated to delivering exceptional risk leadership and excellent engagement.
At the Commonwealth Bank, our Business Banking Risk Management team provides insightful risk leadership, engagement, and a solution-focused approach.
The WA Business Banking Risk Team is a decision-making unit that processes loan applications for customers with total commercial credit facilities of between $5m and $15m (plus related consumer facilities) across various industries and complexity levels.
Your role as Risk Executive involves providing all aspects of credit services, including advisory, credit decisions, and recommendations beyond approval levels, annual reviews, and non-monetary credit decisions.
Required Skills and Qualifications:
- Experience in a credit risk position, including exercising a delegation, with a proven ability to provide sound, commercial, and consistent risk decisions that prioritize the customer's best interest.
- Ability to work autonomously with absolute integrity and make informed, timely decisions.
- Strong proven communication, stakeholder management, and negotiating skills to build effective relationships.
- Driver of a positive, professional, and engaging workplace culture.
- Graduate or postgraduate degrees in Business, Finance, or related fields.
- Relevant professional qualifications, such as Finsia or CPA, or studying towards completion.
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