Finance Product Manager

1 week ago

Melbourne, Victoria, Australia beBeeproduct Full time $280,000 - $300,000
Job Overview

The role of Finance Product Manager involves leading the development, optimization, and execution of merchant-facing sales finance propositions. This includes product development, pricing, analytics, and partner enablement to drive growth and competitive positioning.

Responsibilities
  • Product Ownership: Develop and manage merchant-facing sales finance offer mechanics, including interest-free finance, promotional mechanics, and emerging embedded finance constructs.
  • P&L Management: Drive the sales finance offers' financial performance, including revenue generation, cost control, and profit margins, and understand credit performance sensitivity.
  • Partner Enablement: Translate complex product, pricing, and operational features into simple, usable tools for partner-facing teams and merchants.
  • Pricing & Yield Optimisation: Lead the design and maintenance of MSF pricing frameworks and promotional pricing, working with the Pricing & Analytics Manager to maximise yield and commercial outcomes.
  • Performance Insights: Ensure robust analytics and reporting to track performance across partners, plans, campaigns, and product types, and take action to improve.
  • Operational Excellence: In conjunction with the Head of Operational Excellence Pay, uplift risk practices, controls, documentation, and execution across partner-facing processes.
  • Cross-Functional Leadership: Act as internal integrator across Sales, Product, Risk, Tech, and Legal to launch and manage new initiatives with discipline.
  • Team Leadership: Lead and develop a high-performing team of functional leads across Product, Pricing, Analytics, Marketing, and Ops.
Ideal Candidate Profile / Qualifications

10+ years of experience in product, commercial, or operational leadership roles in financial services, fintech, payments, or partner-led lending businesses.

Deep understanding of consumer credit products and partner-distributed go-to-market models in retail.

Proven ability to lead multidisciplinary teams and deliver results in fast-paced, cross-functional environments.

Commercially sharp and detail-oriented, with the ability to balance revenue goals, partner needs, and risk controls.

A structured thinker who excels at turning strategy into repeatable, scalable execution.

Comfortable in the grey — thrives in environments undergoing turnaround, transformation, or scaling.

AI-native— regularly leverages AI tools to enhance decision-making, automate reporting, accelerate content creation, and drive greater efficiency across the team.

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