Credit Analyst/Underwriter

3 weeks ago

Melbourne, Victoria, Australia FourQuarters Recruitment Full time
Credit Analyst/Underwriter - Unsecured Consumer Credit

We're working with a fast-growing financial services business looking to hire an experienced Credit Analyst/Underwriter to support the assessment and decisioning of unsecured consumer credit products, including: BNPL, personal loans, and credit cards. This role is ideal for someone with expertise in the Australian consumer credit space and a strong track record of working in fast-paced environments.

The Role:

1. Assess and decide credit applications within your delegated authority
2. Ensure compliance with NCCP, responsible lending, and internal credit policies
3. Prioritize and manage high-volume queues across automated and manual systems
4. Recommend improvements to underwriting processes, scorecards, and credit policies
5. Review portfolio performance and provide actionable insights
6. Support escalated decisions and contribute to real-time credit interventions
7. Be flexible to work late shifts and/or weekends as needed

What We're Looking For:

- 4+ years of experience in consumer credit analysis/underwriting (BNPL, personal loans, credit cards)
- Strong understanding of Australian credit regulations and reporting agencies
- Proven ability to manage high-volume credit decisions under pressure
- Skilled in assessing both recurring and closed-end lines of credit
- Strong analytical mindset with a focus on outcomes and compliance
- Flexibility and resilience to operate effectively in a dynamic, fast-paced setting

This is a fantastic opportunity for a high-caliber analyst/underwriter ready to step into a role with significant impact and visibility. If you're looking for your next challenge in the consumer finance space, get in touch with Jack Green at jgreen@fourquarters.com.au or call 0472 707 645 to learn more or apply now.

*Note: applicants must hold full working rights in Australia.

Join a growing financial services business with an excellent leadership team and take your career to the next level.

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