Senior Associate, Diversified Credit

1 week ago

Albany, Australia National Australia Bank Full time

Job Description

As the Senior Associate, Credit Risk Diversified you will join the Diversified Credit team that’s doubling down on delivering timely and prudent credit decisions, helping customers achieve their goals.

Location

Based in Bunbury, Western Australia with on‑site meetings or local travel as required.

What You’ll Experience

- This is your chance to exercise Line 2 Credit DCA and further your Credit Risk skills.

- Experience diversity across the role, dealing with a number of bankers and industries and gain great networking opportunities across various divisions within the Bank.

- Join a dynamic and collaborative team backing talented individuals.

- Preferred location in Bunbury, Western Australia (WA).

Daily Responsibilities

- Provide assessment of business and personal lending from a wide range of customers and businesses.

- Undertake credit decisioning with a 2nd line credit Delegated Commitment Authority by ensuring an acceptable level of risk is maintained and losses are kept to a minimum.

- Ensure the bank’s policies, risk appetite and responsible lending practices are applied appropriately.

- Collaborate with your team to provide constructive suggestions for change and improvement.

- Assist with proactive management of day‑to‑day operations with a continual focus on improvement and refinement of policy, product, and appetite.

Qualifications & Experience

- Demonstrated experience in Business Banking and Credit Risk with previous experience in decisioning business lending transactions within delegated authority will be highly regarded.

- Knowledge of business and economic issues as well as understanding of business operating cycles.

- Previous experience in line one relationship management will be highly considered.

- Exceptional communication skills with the ability to communicate with a wide range of customers.

- Exceptional problem‑solving skills with the ability to make decisions in a busy and challenging environment.

Diversity & Inclusion

A diverse and inclusive workplace works better for everyone. We are committed to providing an environment where you can work your way.

How to Apply

For details on the recruitment process and accessibility, please visit https://www.nab.com.au/about-us/careers/apply-for-job. To discuss adjustment requirements, please contact the NAB Careers team at nab.careers@nab.com.au (please reference job number).

Join NAB

We know that our people make us who we are. That's why we have built a culture of equity and respect – where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs) we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated. We are committed to providing an environment where you can work your way. If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.

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