Senior AML Investigator

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Department: Risk Group Compliance - Financial Crime

Division: Risk

Location: Melbourne

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our of customers.

About the Role

As an AML Senior Analyst, you’ll play a vital role in managing ANZ’s AML/CTF risk and reporting obligations, safeguarding the integrity of the financial system by detecting, investigating, and mitigating money laundering and financial crime risks. This role has a strong focus on AML Investigations and Suspicious Matter Reporting (SMR), ensuring compliance with AUSTRAC requirements – now and into the future. You will support the delivery and execution of global AML/CTF controls, taking ownership of high risk customer investigations, and achieving regulatory compliance through our reporting obligations.

Role Type: Permanent, Full time
Role Location: Level 2D, 839 Collins Street, Docklands VIC 3008
Work Hours: 40 Hours/week

What will your day look like?

As a member of the AML Investigations team, you will be accountable for (not limited to):

- Conducting high-quality AML investigations, with emphasis on emerging risks and complex networks, while overseeing Key Risk Indicators amid heightened industry and regulatory scrutiny.
- Preparing and submitting high-quality Suspicious Matter Reports (SMRs) to AUSTRAC within regulatory deadlines.
- Exercising a wide range of investigative techniques to identify instances of suspicious and unusual activity, including direct customer interactions in the performance of Enhanced Customer Due Diligence
- Ongoing engagement with AUSTRAC and key law enforcement partners to proactively refer high-risk matters, and provide timely advice on urgent investigations, including national security and serious crime types such as child exploitation. Setting industry-leading benchmark with regard to financial crime investigations.
- Acting as a decision-maker for escalated and complex investigations, ensuring outcomes are risk-appropriate and compliant with regulatory obligations.
- Collaborating with senior stakeholders to drive improvements in dynamic detection algorithms, timely escalation and reporting of suspicious matters,
- Setting the standard for investigative excellence through coaching and collaboration, enhancing AML/CTF procedures and capabilities and driving knowledge-sharing and continuous improvement across Financial Crime.
- Ensuring comprehensive monitoring and coverage of AML/CTF risk typologies, and executing enterprise controls in alignment with our Risk Management Framework in order to manage and mitigate Financial Crime Risks and Threats.

The role offers stimulating and rewarding work with reach and impact across Risk as well as opportunities to learn, grow and develop.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

- Proven experience in AML investigations with direct SMR reporting exposure.
- Demonstrated leadership qualities, including coaching, mentoring, and building capability within a team.
- Strong decision-making skills with the ability to manage complex and high-risk cases.
- Experience in interpreting legislation and regulatory obligations, particularly under the AML/CTF Act.
- Strong written and verbal communication skills, with the ability to influence and engage senior stakeholders.
- A collaborative mindset, with the ability to drive change and uplift across teams and processes.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture and we actively encourage people to try new things. So if this role interests you and you feel you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers . You can apply for this role by visiting ANZ Careers and searching for reference number 103884 .

Job Posting End Date

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