Associate Director, Diversified Credit Risk Health

2 weeks ago

Sydney, Australia National Australia Bank Full time

**Associate Director, Diversified Credit Risk Health, Government, Education & Community**

**Job no**: 793078

**Business unit**: Risk

**Primary position location**: 395 Bourke St, Melbourne, VIC

**Work type**: Permanent Full time

**Region**: NSW- Sydney CBD, NSW- Sydney inner, QLD- Brisbane inner, VIC- Melbourne CBD, VIC- Melbourne inner
- **Great opportunity to offer your skills supporting the delivery of key priorities for NAB**:

- **Use your credit decisioning experience and business expertise to drive positive outcomes for our customers**:

- **Join a collaborative and inclusive team environment**

**It's more than a career at NAB. It's about more opportunity, more moments to make a difference and more focus on you.**

Your job is just one part of your life. When you bring your ideas, energy, and drive for safe growth to us, you'll be recognised and rewarded for your contribution in return. You'll have our support to excel for our customers, deliver positive change for our communities and grow your career.

This role is responsible for undertaking credit decisioning within a 2nd line risk Delegated Commitment Authority across larger SME and Corporate customer funding requests in a fast -paced and complex environment, with focus in the health, government, education and community sectors.

Ensure that an acceptable level of risk is maintained and losses are kept to a minimum. Maintain asset quality within credit appetite strategy, within policy guidelines and aligned with strategy.

Contribute to strategic initiatives to achieve credit risk deliverables to drive process improvement, simplification, efficiency and streamlined risk management.

**Key Accountabilities**:

- Consistent credit decisioning activity ensuring that asset quality is maintained within delegated authority, risk appetite, credit policy and sector strategy.
- Making it simple for our customers and bankers
- Engage with customers and bankers on structuring or credit risk related matters
- Building capability of colleagues
- Contributing to risk initiatives to improve and streamline risk management.

**What you will bring**:

- At least 7 years banking experience, previous credit risk decisioning experience with material authority required. Corporate/SME banking experience strongly preferred.
- Proven experience of managing risk and demonstrated ability in making commercial, risk based decisions.
- Specialist **Health & Government / Education / Community** experience highly regarded.
- Strong business and financial acumen
- Outstanding communication, organisational and interpersonal skills. Experience in dealing with multiple stakeholders and being able to effectively navigate the organisation.
- Knowledge and expertise applicable to Management, Industry & Business evaluation

**A diverse and inclusive workplace works better for everyone.**

We know that our people make us who we are. That's why we have built a culture of respect - where everyone feels valued and appreciated for being their true authentic selves at NAB. With our focus on inclusion and diversity, and in partnership with our Employee Resource Groups, NAB is a place where First Nations colleagues, colleagues of all genders, sexualities and ages, carers and colleagues with disability, and colleagues from all cultures, races and religions have the opportunity to thrive, connect and grow.

**More focus on you**
We are committed to delivering a positive experience for our colleagues and a workplace you can be proud of. We support our colleagues to balance their careers and personal life through flexible working arrangements such as hybrid working and job sharing and competitive financial and lifestyle benefits. We invest in our colleagues through world class development programs (Distinctive Leadership and Career Qualified in Banking), and empower you to learn, grow and pursue exciting career opportunities. To learn more, visit the Benefits of Working at NAB page on our website.

**Join NAB**

unsolicited CVs from agencies will not be accepted.

**Advertised**: 19 Mar 2024 6:00 AM AUS Eastern Daylight Time

**Closing**: 01 Apr 2024 11:55 PM AUS Eastern Daylight Time

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