Credit Analyst

Rabobank is the world’s leading specialist in food and agribusiness banking. One of our key strengths lies in our people who have a deep understanding of agriculture and are committed to adding long-term value for clients. Our commitment to our employees and clients is at the heart of everything we do.

Our culture is focused on growing each other. We strive to create an open, balanced and flexible workplace where people feel that they belong, can be open and honest and are supported.

Rabobank Australia has been awarded 18th place in LinkedIn’s Top Companies 2023: The 25 best workplaces to grow your career in Australia. We are extremely proud of this achievement, as it reflects the investment in our people, their growth and development.

**About the role**

Credit Analysts are responsible for providing valuable support to Account Managers to ensure commercial and prudential requirements are met for their portfolio of agribusiness customers. This includes financial analysis and credit writing for moderately complex agribusiness submissions working with stakeholders to meet client expectations.

This is a fast pace, varied role where no two days are the same and each submission is different and unique. We are looking for someone that enjoys communicating and building relationships with both internal stakeholders and external clients.

There is sufficient scope in this role to challenge an experience credit analyst as well as developing an emerging analyst - as such graduates or recent graduates are also encouraged to apply.

Your primary responsibilities will include:

- Collaborating and dealing with Account Managers via the phone to deliver client outcomes
- Analysing and interpret financial statements, identifying industry trends
- Evaluating credit risks and make recommendations regarding client’s business proposals
- Developing and fostering strong working relationships with all key stakeholders

**Skills and experience**
- Interested/experience within food and agribusiness
- Client focused with a positive attitude
- Strong with numbers and analysis
- Works effectively through team collaboration
- Articulate with strong verbal and written skills

**Our Values, Vision and Mission**

Rabobank Australia fully embraces inclusion and belonging and delivers positive experiences for our people and clients. Our great working conditions, broad learning and development programmes and the opportunity to work together for the greater good are reasons why our employees love working here. We are committed to our values; we are client focussed, action oriented, purposeful and courageous in our work. We are professional and considerate and bring out the best in each other and are committed to keep learning. We have an open culture, where you can be yourself and be valued for who you are.

**What we're proud to offer you**:
**Wellbeing leave**. These 2 extra leave days support greater work/life balance and is just another way we are helping our employees to lead happier, healthier, and more fulfilling lives.

**Education Assistance Program**. Rabobank values the development of its people and has a great Education Assistance Program to assist with professional development.

**Parental Leave** that supports you and your family while giving you the freedom and flexibility to enjoy this special time (Primary carer up-to 14 weeks paid leave)

**Bonus and Additional Leave**. We realise sometimes 4 weeks Annual Leave isn't enough At Rabobank we provide an incentive for eligible employees to receive 1 extra week Annual Leave and an option to purchase another 2 weeks Annual Leave.

**Extra Insurance**. Rabobank recognises that employees need to protect their financial wellbeing, in the event of serious illness, injury, or even death. Rabobank provides eligible permanent employees with employer-funded Death, TPD and Income Protection Insurance.

**Rabo Workplace Giving program**. As part of Rabobank's global Corporate Social Responsibility, Workplace Giving aims to encourage employees to contribute to our community. Rabo Workplace Giving program matches employee donations to selected Social Partners.

**Rabobank is committed to a culture where diversity and inclusion is valued, respected and encouraged. We welcome applicants from diverse cultures, faith and sexual orientation.**

**If you’d like to discuss how we can make our opportunities more accessible to you, please let a member of the Talent Acquisition team know.**

**Rabobank is not accepting submissions from recruitment agencies for this role.**

**You must hold valid work rights to be considered for this role.