Credit Analyst

4 weeks ago

North Sydney, Australia Shift Full time

**Company Description**:
At Shift, disruption, transformation, and positive change is important to us. We’re resetting expectations around how businesses trade, pay and access funds with an experience that is simple and seamless. Enabled by streaming data, we provide credit and payments platforms that are a better way to do business.

We’re here to help Australian businesses and want you to be a part of it. As part of the team, you’ll approach new challenges with a clean sheet of paper, reimagine possibilities and deliver results that are 10x better than before.

As one of Australia’s fastest-growing companies, you’ll join a team that has been recognised across the industry.
- AFR’s Fast 100
- Deloitte’s Technology Fast50,
- Smart Company’s Smart50
- Deloitte’s Asia Pacific Technology Fast 500.

Are you looking to be part of a solutions-focused organisation with streamlined processes to help you make more efficient decisions? Are you looking for a company with a phenomenal culture where you can make an impact?

We are seeking a stand-out, motivated Credit Analyst to join our growing Credit Team. In this role, you will be driving the execution of detailed commercial assessments, structuring, documentation, and decision making. You will have either worked in a bank, finance, or lending environment with SME, Commercial or Asset Management clients and wanting to make a difference with your credit analysis expertise.

**Qualifications**:
**How** you will make a difference**
- Assist clients acquire loans in a timely manner whilst ensuring necessary compliance
- Detailed assessment of applicant’s profile, industry risks, financial information
- Conduct phone interviews with SME applicants
- Determine credit worthiness and approval amounts
- Analyse risks and approve or reject loan requests.

**Skills** that set you apart**
- Finance or Accounting qualifications preferred
- 2+ years credit lending/analysis experience with SME's
- Previously held DLA
- Business acumen and sound knowledge of SME market.

**Additional Information**:
**Our culture**

You’ll have supportive management helping develop your skills with regular catch ups, career development programs and annual reviews. You’ll have the opportunity to work with a diverse, talented and results-driven team that thrives on new challenges in an innovative and transformational setting.** **We value all employee input, you won’t find politics or egos: just one team, with shared successes and shared learnings.

**The perks**

At Shift, you’ll get great range of benefits such as:

- Industry leading 26 weeks paid parental leave & 2 weeks partner leave.
- Flexible working, from home and office and get your birthday off
- Diversity is probably something you care about, there are 26 different languages spoken by employees here.
- We have a private prayer room and mothers’ room on site for employees to use.
- If you like keeping active on your way to work or at lunch time, we have excellent end of trip facilities.
- If you don’t have all qualifications/skills but think you would be a great fit
- get in touch. No updated resume? No problem Send us what you have and your LinkedIn profile. All Applications will get a response._

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