Credit Risk Manager

2 months ago


Sydney, Australia ING Full time

As part of the Retail Credit Risk team, you’ll have the opportunity to support our customers and organisation to ‘do your thing’ as part of ING, Australia’s most recommended bank.

**As **Credit Risk Manager - Credit Decisioning Systems**, you’ll collaborate amongst a wide range of stakeholders and peers to support ING by driving initiatives; leveraging strong credit risk fundamentals, a technical skillset in analytics and insights, strategy optimisation and credit decision system solutions. You’ll solve a broad range of problems with freedom in how you design solutions.

**To be successful in this role it is essential you have Credit Risk Decision Engine experience.**

You’ll thrive in this role if you enjoy developing proposals with stakeholders and engage with senior leaders and you’ll have the opportunity to make a difference and achieve sustainable, optimised growth for ING.

Ready to make an impact on our business?

**What you’ll do**
- Ensure that strategies and credit policies are embedded through appropriate system maintenance and operational processes by closely working with stakeholders such as Product tribes and Operations
- Drive proposals to senior management regarding changes to credit policies, risk appetite and portfolio management by utilising thorough research, analysis and insights to develop recommendations and obtain approvals
- Develop and monitor risk measurements and metrics
- Create visualisation and presentation of insights and proposals
- Support the design of technical solutions which solve business problems and support the automation of credit policy

**What we’re looking for**
- Excellent hands on knowledge of credit policy and prudential standards in the banking industry
- Exceptional knowledge of Credit Risk Decision Systems - an ability to build from scratch credit decision system would be highly advantageous, in particular knowledge of DP3 or power curve
- Intermediate to Advanced working knowledge of SAS and SQL
- 5 years credit risk experience (in Australia)
- Excellent verbal and written communication skills with exceptional time management and presentation skills

**What’s in it for you**
- Discounted ING Health Insurance
- An additional Rest Day to support your wellbeing
- An IMPACT day to volunteer on an approved sustainability activity

**About Us**

At ING, we want to make life simpler and more worthwhile - for everyone who banks with us, for the people who work with us, and the community at large, too.

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive - it’s the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered.

We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.

Sound like the kind of place you’d feel at home? We’d love to hear from you.

(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.)

**Need more?**

**Applications close Friday 28th July 2023


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