Payments Business Analyst

Overview Position Summary: We are seeking a highly skilled and experienced Payments Business Analyst to join our dynamic team.
The ideal candidate will have deep domain expertise in banking payments and a strong understanding of payment systems, standards, and methodologies.
You will play a key role in gathering and analyzing requirements, interacting with clients, and supporting the development and testing teams throughout the software development lifecycle.
Qualifications Proven experience as a Business Analyst in the Payments domain.
Strong knowledge of ISO XML20022 and SWIFT messaging standards.
Hands-on experience with RTGS, ACH, SWIFT, and domestic payment systems.
Familiarity with banking operations, clearing systems, and fund transfer mechanisms.
Proficiency in requirement documentation and stakeholder communication.
Experience in Agile and Waterfall methodologies with practical exposure to Agile practices.
Ability to design and manage product strategy and roadmaps.
Excellent analytical, problem-solving, and communication skills.
Responsibilities Conduct requirement analysis and engage in client interactions to gather business needs.
Prepare and maintain BRD (Business Requirement Document), FRD (Functional Requirement Document), and SRS (Software Requirement Specification).
Collaborate with QA teams to ensure test cases are mapped to requirements and support UAT activities.
Provide expertise in ISO XML20022 messaging standards and ensure compliance across payment systems.
Work on various payment domains including Cross-border payments, RTGS/ACH, SWIFT payments, and Domestic payments.
Demonstrate strong knowledge of banking payments, fund transfers, clearing systems, and clearing houses.
Participate in and support Agile ceremonies such as sprint planning, daily stand-ups, retrospectives, and reviews.
Contribute to product strategy, product management, and roadmap design.
Apply understanding of SDLC methodologies including Agile and Waterfall models.
Provide insights into retail and corporate banking products, day-to-day banking transactions, and payment operations.
Salary and Posting Salary Range: $75,000-$85,000 Date of Posting: 21/August/2025 Next Steps If you feel this opportunity suits you, or Cognizant is the type of organization you would like to join, we want to have a conversation with you Please apply directly with us.
For a complete list of open opportunities with Cognizant, visit http://www.cognizant.com/careers.
Cognizant is committed to providing Equal Employment Opportunities.
Successful candidates will be required to undergo a background check.
The Cognizant community Cognizant is a global community with more than 300,000 associates around the world.
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About us Cognizant is one of the world\'s leading professional services companies, transforming clients\' business, operating, and technology models for the digital era.
Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses.
Headquartered in the U.
S., Cognizant (a member of the NASDAQ-100 and one of Forbes World\'s Best Employers 2024) is consistently listed among the most admired companies in the world.
Learn how Cognizant helps clients lead with digital at www.cognizant.com Cognizant is an equal opportunity employer.
Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
Disclaimer Disclaimer: Compensation information is accurate as of the date of this posting.
Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference.
In addition, candidates may be required to present their current state or government issued ID during each interview.
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