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Credit Analyst

4 months ago


Perth, Western Australia Westpac Banking Corporation Full time
Job Description

Credit Analyst

How will I help?

As part of the Portfolio Management Team, your razor-sharp credit analysis skills and strong industry insights will be put to use for both large private, and smaller public, companies. Working with Relationship Managers, you'll meet with company executives and professional investors, and provide high-quality written credit submissions and input into loan structuring.

Most importantly, you'll get to:
  • Work collaboratively with analysts, product experts, relationship managers & credit managers to initiate and structure a range of banking transactions
  • Enjoy a unique blend of analytical and entrepreneurial challenges
  • Look into risk profiling, financial analysis and related credit submission activities to support upcoming deals
  • Monitor and manage risk across customer portfolios
  • Play a critical role in protecting Westpac Groups assets by applying sound credit management practices
    What's in it for me?

    You'll play a significant part of the future of a business that has been around for 200 years. Our purpose is to create better futures together. So, we'll back you in the development of your career, internal career prospects, and flexible working. You'll also keep learning to grown, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

    What do I need?

    A good track record of banking experience with solid credit analysis and commercial acumen, will position you well to confidently navigate the complexities of credit risk. You'll usually work in a team, but you'll also need to regularly fly solo. That said, prior experience (3+ years) working in a professional environment including accounting, insolvency, legal, consulting, banking or engineering is also highly desirable. You'll stand an even better chance of getting this role if you have:
    • A relevant tertiary qualification
    • A relevant professional accreditation including, CA, CPA or CFA accreditation.
    • Cash flow modelling skills
      What is it like to work there?

      We aim to provide one big, supportive team to help us achieve our purpose of creating better futures together. As well as competitive remuneration and a great culture, joining the Westpac family means you will get some of the best banking, wealth and insurance benefits in the market.

      We back our employees by helping them work towards industry-recognised qualifications, using online learning, training modules and career planning tools for you to grow with us. We will even pay you to do volunteer or community work.

      As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.

      How do I apply?

      Start here. Just click on the APPLY or APPLY NOW button.

      At Westpac we are committed to providing a supportive culture and creating diverse, inclusive, and accessible workplaces, branches, products and services for our customers, employees, and community. This role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply. If you have questions about the recruitment process, please email

      Do you need reasonable adjustments during the recruitment process?

      We can provide reasonable adjustments for individuals with disability and/or neurodiversity. If you require an adjustment to be made during the recruitment process at any stage, please call Option 2.3 or email