Commercial Credit Risk Analyst

1 week ago

Sydney, New South Wales, Australia Sg Fleet Australia Pty Ltd Full time

WHO WE ARE
We are a financial services company that specialises in fleet management, vehicle leasing and salary packaging, with a presence across Australia, the UK and NZ. A total portfolio under management of $2.5 Billion and over 1200 employees.

SOME OF OUR PERKS INCLUDE

  • Recharge and relax with up to four extra days of leave each year. We call them Wellness days
  • We offer industry leading 20 weeks paid parental leave
  • Save plenty with vehicle salary packaging
  • Monetary service milestone awards
  • Recruitment referral bonus
  • Discounted mobility products and services
  • Flexible work arrangements (up to 2 days working from home after an initial period) by working across office locations (Pymble or Sydney city)
  • Education support towards your growth, including an individual learning budget per year, free access to LinkedIn Learning and more
  • Two paid volunteer days each year to give back to causes that matter to you
  • Health and well-being support including a subsidy and an innovative Employee Assistance Program



AS A CREDIT RISK ANALYST YOU WILL BE
Responsible for spreading corporate/commercial counterparty financials, conducting financial analysis on their financials, looking at their position in the market and provide pertinent background information on existing and new customers.

Retrieve credit bureau files and obtain payment history for the customer. Work with our customers relationship managers and business development managers in the aim of growing the commercial/corporate credit portfolio from a balance credit risk perspective in line with our credit policy.

Make recommendations in respect to credit facilities based on analysis, and preparing write-ups of large credit requests where credit memorandums are to be submitted to the SG Fleet Credit Committee for consideration and decisioning.

The role is part of a team who utilises its credit risk assessment skills and applies well-reasoned credit rationale to recommend credit proposals for approval or otherwise.

The major responsibilities of this position include but are not limited to:


• Ensuring compliance and consistent application of policies, procedures, and legislation

• Provide day-to-day support to the Head of Credit on an ad-hoc basis

• Assist with problem-solving, training, and mentoring of less experienced credit personnel in the Credit team when required

Essential

• Demonstrated experience at reading and analysing independently corporate financial statements and associated risk assessments
• Basic commercial/corporate credit underwriting skills

• Strong technical/numerical skills including critical analysis and problem solving

• Effective communicator both verbally and in writing

• Strong adherence to policy and processes

• Ability to multitask and prioritise workload appropriately

• Be proactive and work independently, while adopting a positive and enthusiastic manner

• An understanding of business acumen and commercial awareness within the fleet industry

Desirable

• Current knowledge of fleet management products, services, systems, and processes

WHAT'S NEXT
We'd love to hear from you if you're ready to take on your next challenge at a company that embodies diversity and belonging while also offering work-life balance and career development.

We are a proud equal opportunity employer, and welcome everyone to our team. Resumes may be sent and interviews may occur before the application closure date. To give yourself the best chance of selection, please do not leave your application to the application 'close' date. As a pre-requisite to employment, the successful applicant will be required to complete a pre-employment screening.

  • Commercial Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Traction Group Full time

    Working on largest corp clients- hybrid and several city offices- highly visible roleCompany: Is listed on the ASX and following a recent acquisition, has grown to be one of the biggest fleet leasing and salary packaging companies in Australia, New Zealand and UK.Opportunity: Working in the Corporate Finance, Credit Risk team. This role is focused on...

  • Commercial Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia SG Fleet Full time

    WHO WE ARE WHO WE ARE We are a financial services company that specialises in fleet management, vehicle leasing and salary packaging, with a presence across Australia, the UK and NZ. A total portfolio under management of $2.5 Billion and over 1200 employees. SOME OF OUR PERKS INCLUDE Recharge and relax with up to four extra days of leave each year. We...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Traction Group Full time

    Working for the Manufacturer owned finance company Work with dealers to get the best decisions Hybrid / Chullora office (free parking)Company: Is the finance company owned by the world's largest automotive manufacturing group. The Australian business has been growing strongly and supports their customers and franchised motor dealer network with Retail...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia INGRITY Full time

    Credit Risk Analyst required to join a financial services business to provide unsecured lending services to customers.As a Credit Risk Analyst, you will play a pivotal role in assessing and managing credit risk associated with our unsecured lending portfolios. Leveraging your expertise in credit risk modelling, you will be responsible for validating and...

  • Commercial Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia People Intelligence Full time

    You will be working for a well-established National Finance company that offers consumer and commercial lending services through a broker network to a wide range of clients in a variety of industries.The role: Reviewing financial statements and credit histories of existing and potential clients A decisive decision maker capable of making decisions within...

  • Senior Analyst, Credit Risk Insights

    1 week ago

    Sydney, New South Wales, Australia BeathChapman Pte Ltd Full time

    Senior Analyst, Credit Risk Insights with BH | Ethos BC Job Search Accounting, Audit & Finance Senior Analyst, Credit Risk Insights Location Sydney Salary $ $150000 per annum Job Type Permanent Ref BH Contact Eugena Gong Posted almost 4 years ago Role Summary:The technical role is responsible for the accuracy, integrity and timely provision of credit risk...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Commonwealth Bank of Australia Full time

    Credit Risk AnalystAt CommBank we believe in working somewhere that works for you. We have many flexible working options available so talk to us about which arrangements could work best for you.You are a curious and enthusiastic Analyst with a passion for Data and Analytics.We are a highly engaged team with a passion for innovation and continuous...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Sg Fleet Australia Pty Ltd Full time

    WHO WE AREWe are a financial services company that specialises in fleet management, vehicle leasing and salary packaging, with a presence across Australia, the UK and NZ. A total portfolio under management of $2.5 Billion and over 1200 employees.SOME OF OUR PERKS INCLUDE Recharge and relax with up to four extra days of leave each year. We call them Wellness...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Delivery Centric Technologies Full time

    Hello Folks,We are looking for passionate professionals who are passionate about their job and want to make a difference with their consulting and solutioning skills, who are ready to take challenges and test their skills to provide the best solutions. We are currently looking for the below rolesRole: Credit Risk AnalystLocation : SydneyExperience :...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Commonwealth Bank Full time

    At CommBank we believe in working somewhere that works for you. We have many flexible working options available so talk to us about which arrangements could work best for you.You are a curious and enthusiastic Analyst with a passion for Data and Analytics.We are a highly engaged team with a passion for innovation and continuous improvement.Together we can...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Macquarie Full time

    Join our Commodities and Global Markets Central Business Credit team as a Junior Credit Risk Analyst, supporting various trading businesses across commodities, equities, fixed income and currencies, and listed futures. At Macquarie, we are working to create lasting value for our communities, our clients and our people. We are a global financial services...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Ezimmerman Full time

    Join our Commodities and Global Markets Central Business Credit team as a Junior Credit Risk Analyst, supporting various trading businesses across commodities, equities, fixed income and currencies, and listed futures.At Macquarie, we are working to create lasting value for our communities, our clients and our people. We are a global financial services group...

  • Credit Risk Analyst

    1 week ago

    Sydney, New South Wales, Australia Delivery Centric Technologies Full time

    Job descriptionRole: Credit Risk AnalystExperience : 3(Min Max)Location: SydneySkills : Business Analysis Advanced-2JD3+ years experiencesAbility to run data queries and do insights workFocus on strategic rather than operation workBusiness Analytics, Programming, SQLAnalyzing the Credit Risk Profile of the Consumer PortfolioDeveloping Propensity ModelsAbout...

  • Contract Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia QIC Limited Full time

    **Credit Analyst - 2 Month Contract OpportunityQIC is looking for a parental leave cover for an initial 2-month fixed term contract to join the business within our Private Debt Team. As we need someone to hit the ground running in this role, we are looking for someone with an exceptional background as a Credit Analyst within an Investment organisation across...

  • Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia Westpac Full time

    All roles at Westpac Group can be considered for flexible working arrangements, such as flexible hours, working remotely, part time work, or job sharing.Credit Analyst Permanent / Max Term full time position Based in Sydney, NSW Looking for an experienced credit analyst to join our busy Westpac team -How will I help?As part of the Portfolio Management Team,...

  • Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia BeathChapman Pte Ltd Full time

    Role Summary:New and exciting opportunity for Credit Risk professionals to elevate their career with a commercial bank with global footprints, who rank in the world's Top 20 by total assets.Your Responsibilities:Perform credit analysis and risk assessments on large value lending transactions (syndicated and bilateral loans)Put forward recommendations and...

  • Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia Westpac Full time

    All roles at Westpac Group can be considered for flexible working arrangements, such as flexible hours, working remotely, part time work, or job sharing. Credit AnalystPermanent / Max Term full time position Based in Sydney, NSW Looking for an experienced credit analyst to join our busy Westpac team How will I help? As part of the Portfolio Management...

  • Credit Risk Modeller

    1 week ago

    Sydney, New South Wales, Australia BeathChapman Pte Ltd Full time

    Credit Risk Modeller with BH | Ethos BC Job Search Accounting, Audit & Finance Credit Risk Modeller Location Sydney Salary $ $150000 per annum Job Type Permanent Ref BH Contact Eugena Gong Posted almost 4 years ago The Role:My client, a Tier-1 Australian Bank is looking for a Credit Risk Modeller to build and enhance existing capabilities through research...

  • Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia Dash Recruitment Full time

    Report to General Manager - Operations & Risk$120-130K + Super + Bonus Circa Exceptional opportunity for experienced Commercial Analyst with 3-4 years plus experience in Asset Finance / Fleet or Corporate Credit analysis. This pivotal role in boutique Specialist business offers an opportunity to work alongside the General Manager - Operations and Risk,...

  • Credit Risk business analyst

    1 week ago

    Sydney, New South Wales, Australia Infosys Full time

    Job detailsCountryAustraliaState / Region / ProvinceNew South WalesWork LocationSydneyDomainConsultingInterest GroupInfosys LimitedSkillsDomain|Banking Risk - operational risk|Credit RiskCompanyInfy AustraliaRequisition ID119000BRJob descriptionAbout Infosys :Infosys is a global leader in next-generation digital services and consulting. We enable clients in...